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Business Loan

Atlas Union Bank — Financing your growth, from working capital to expansion.

BUSINESS FINANCING

Loans to Fuel Your Growth

With the expertise to meet all your business needs, Atlas Union Bank is your resource advantage. We offer working capital lines of credit, term loans and cash management services. Let us create a custom business solution that will help you maximize your profitability and provide for future growth opportunities.

Ready to apply?
Contact Atlas Union Bank for loans and let us help you achieve your business goals.

QUALIFY WITH CONFIDENCE

Eligibility Criteria

A few straightforward requirements help us assess your business quickly and fairly.

Registered Business

A legally registered entity operating for at least 12 months.

Proven Revenue

Demonstrated, consistent cash flow or trading history.

Verified Identity

Valid identification for all business owners and signatories.

Active Business Account

A current Atlas Union Bank business account in good standing.

SIMPLE PROCESS

How to Apply

From application to funding in four clear steps.

1
Submit Your Application

Complete the business loan application online or at a branch with your basic business details.

2
Provide Documentation

Upload the required financial and business documents for review.

3
Underwriting & Review

Our team assesses your business profile and structures a financing offer.

4
Approval & Disbursement

Sign your agreement and receive funds directly into your business account.

TRANSPARENT PRICING

Rates & Terms

Compare our core business financing options at a glance.

Product Indicative Rate Term Length Typical Use
Working Capital Line of Credit Prime + 4.50% Revolving, 12-month review Day-to-day cash flow, inventory, payroll
Business Term Loan Prime + 3.75% 1 – 7 years Equipment, expansion, renovations
Business Mastercard 0% intro / Prime + 6.99% after Revolving Purchases, balance transfers, cash advances
Cash Management Services Fee-based, no interest Ongoing Treasury, receivables, payables optimization

Rates shown are indicative and subject to credit assessment. Contact us for a personalized quote.

BE PREPARED

Required Documents

Gather these documents ahead of time to speed up your application and underwriting process.

Business documents review
  • Valid government-issued ID for all owners/signatories
  • Certificate of business registration/incorporation
  • 6–12 months of business bank statements
  • Most recent financial statements or tax filings
  • Proof of business address
  • A brief description of intended use of funds
  • Existing loan or credit facility statements, if any

Trusted Business Financing

Numbers that reflect our commitment to business clients.

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Business Loans Funded
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Client Satisfaction
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Average Decision Time
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Years of Experience
VOICES

What Business Owners Say

“The working capital line gave us the breathing room to take on bigger contracts without cash-flow stress.”

D
Daniel Osei
Founder, Logistics Firm

“Our term loan application was approved faster than we expected, with clear communication every step of the way.”

A
Amara Whitfield
Owner, Retail Chain

“The Business Mastercard has become essential for managing our day-to-day purchasing across departments.”

V
Victor Adeyemi
CFO, Manufacturing Co.
FAQS

Business Loan FAQs

We offer working capital lines of credit, business term loans, cash management services and the Business Mastercard — each tailored to different stages of business growth.

Most decisions are communicated within 24-48 hours of receiving a complete application and supporting documents.

Businesses operating for at least 12 months with verifiable revenue are generally eligible. Newer businesses may still qualify with additional documentation — contact us to discuss your situation.

No. There is no annual fee, and the card carries a 0% introductory rate on purchases, balance transfers and cash advances for the first six months.

You can reach our business team at support@atlasunions.com or submit a request through our Contact page.

Ready to Grow Your Business?

Speak with our business financing team and find a loan structure that fits your goals.

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Atlas Union Bank welcomes talented professionals to join our young and dynamic team. We are looking for highly qualified professionals, graduates and financial specialists who share our values of integrity and excellence to grow with us.

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