Atlas Union Bank is a full-service banking institution offering personal accounts, business banking, cards, loans and digital banking tools designed to help customers manage and grow their finances securely.
Yes. We are a legally registered and licensed financial institution, operating in full compliance with applicable banking regulations.
Availability of certain services may vary by country of residence. During registration you will be asked to confirm your country so we can ensure you receive the correct services and disclosures for your region.
Please reach out through a single channel — our Contact page, support email, or WhatsApp — rather than duplicating your message across multiple channels, so we can respond as quickly as possible.
FAQS
Account Opening
Each customer may open and manage one personal account profile. Business owners may additionally hold a separate registered business account. Please do not create duplicate personal profiles, as this can result in accounts being placed under review.
Opening an account with Atlas Union Bank is free. We do not charge hidden fees simply for opening or maintaining a standard account.
You will need a valid email address, a secure password, and basic identifying information. For full account verification, a valid government-issued ID and proof of address may also be required.
Only individuals who have reached the legal age of majority in their country of residence may register and hold an account with Atlas Union Bank.
Your personal information is collected solely for account verification, service delivery and regulatory compliance. We do not sell or share your data with third parties for marketing purposes.
Double-check that your email, password and other entries contain no extra spaces or typos. If registration still fails, please contact our support team for assistance.
It only takes three steps. Step 1: Click Register and enter your details to create a free account. Step 2: Verify your identity and fund your account. Step 3: Start banking — transfer funds, apply for cards or loans, and manage everything from your dashboard.
FAQS
Cards & Payments
We offer personal debit cards and the Business Mastercard, both designed for secure everyday spending, online purchases and cash access.
No. The Business Mastercard carries no annual fee and offers a 0% introductory rate on purchases, balance transfers and cash advances for the first six months, with a variable rate of Prime + 6.99% thereafter.
Yes, additional cards are available for fleet use or authorized users on eligible business accounts.
Log into your dashboard, select Transfer or Payment, choose the destination account or payment method, confirm the amount, and follow the on-screen instructions to complete the transaction.
We support standard bank transfers, card payments, and a range of supported digital payment options shown at checkout within your account dashboard.
FAQS
Loans
We offer working capital lines of credit, business term loans, and cash management services tailored to help businesses grow and manage day-to-day operations.
Visit our Business Loan page, review the eligibility requirements and required documents, then submit your application online or contact our loans team directly.
Most loan decisions are communicated within 24-48 hours of receiving a complete application with all required documentation.
Loan amounts are determined based on the financing product, your business profile, and creditworthiness. Our loans team can provide a personalized estimate during the application process.
Existing facilities generally cannot be increased once disbursed, but you may apply for an additional, separate facility — contact our loans team to discuss your options.
FAQS
Security & Fraud
Yes. Our platform is protected against complex attacks with multi-layered security, and all transmitted data is protected with strong SSL encryption.
Click the password reset link on the login page, enter your registered username and email address, and follow the instructions sent to reset your Atlas Union Bank account password.
Report it immediately through our Security page or contact support directly so we can investigate and secure your account without delay.
We will never ask for your full password or one-time codes via email or phone. If in doubt, do not click any links — contact us directly using the details on our Contact page to verify.
We recommend using a strong, unique password, enabling any available two-factor authentication, and monitoring your account activity regularly through your dashboard.
FAQS
Mobile App
Yes. Our digital banking platform is available as an app you can install directly to your phone for fast access to transfers, loan requests and card management.
Visit our Download App page and follow the on-screen instructions to add the app to your home screen — no app store download required.
Yes, the app uses the same encrypted, secure connection as our web banking platform to protect your information and transactions.
You can check balances, transfer funds, request loans, manage cards and receive notifications directly from the app, just as you would on the website.
FAQS
Fees & Charges
Opening a standard account is free. Some premium account types or services may carry fees, which are always disclosed clearly before you opt in.
No. There is no annual fee on the Business Mastercard. After the 0% introductory period, a variable rate of Prime + 6.99% applies to outstanding balances.
Standard transfers within Atlas Union Bank are generally free. Certain external transfers or expedited services may carry a small fee, which is displayed before you confirm the transaction.
Most standard accounts have no minimum balance requirement. Specific account types or business facilities may have different terms, available from our support team.
FAQS
Community & CSR
Yes, we are committed to corporate social responsibility through community development, financial literacy programs and sustainability initiatives. Visit our CSR page to learn more.
Details on our environmental and sustainability commitments are available on our Sustainability page.
Yes, our foundation supports charitable and community-focused programs. You can read more about its mission and projects on our Foundation page.
We welcome partnership inquiries from organizations aligned with our community and business goals. Visit our Partnerships page or contact us to start a conversation.
Still Need Help?
Can't find what you're looking for? Our support team is ready to answer any question about your account, cards, loans or security.
Atlas Union Bank welcomes talented professionals to join our young and dynamic team. We are looking for highly qualified professionals, graduates and financial specialists who share our values of integrity and excellence to grow with us.
Atlas Union Bank
